Capital Gains Tax Calculator — Shares & Mutual Funds
Work out capital gains tax on listed shares and equity mutual funds. Enter the buy and sell dates and values; the tool decides short-term vs long-term, applies the right rate (rates changed on 23 July 2024), uses the ₹1.25 lakh LTCG exemption once, and handles grandfathering for holdings from before 31 January 2018.
| Sale value | ₹3,20,000 |
| Cost of acquisition | ₹2,00,000 |
| Capital gain | ₹1,20,000 |
| Exemption used | −₹1,25,000 |
| Taxable gain | ₹0 |
| Tax @ 12.5% | ₹0 |
| Health & education cess (4%) | ₹0 |
| Total tax | ₹0 |
For listed equity shares and equity-oriented mutual funds with STT paid. Rates changed on 23 July 2024: LTCG 10% → 12.5% (exemption ₹1 lakh → ₹1.25 lakh), STCG 15% → 20%. Holding period for long-term is over 12 months. Debt funds bought after 1 April 2023, unlisted shares, and set-off of capital losses are not handled here. Not tax advice — confirm with a CA. Nothing is uploaded.
How to use it
- Enter the purchase and sale dates and the total buy and sell values.
- If you bought on or before 31 Jan 2018, enter the fair market value on that date for grandfathering.
- Add any other equity LTCG this year so the ₹1.25 lakh exemption isn't double-counted.
- Read the gain type, taxable gain and tax due.
FAQ
- What changed on 23 July 2024?
- For listed equity and equity funds, LTCG went from 10% to 12.5% and the annual exemption from ₹1 lakh to ₹1.25 lakh; STCG went from 15% to 20%. The date of sale decides which applies.
- When is a gain long-term?
- For listed equity shares and equity-oriented mutual funds, when the holding period is more than 12 months.
- What about debt funds?
- Debt mutual funds bought on or after 1 April 2023 have no long-term benefit — the whole gain is taxed at your slab rate. This calculator is for equity only.
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Free to use, no sign-up. Calculations run in your browser — nothing you type is sent to a server. These tools are for general information only, not professional advice. See the full tool list.